Webinar

July 29, 2026

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2:00 PM ET

Beyond Disclosure: Forensic Intelligence Meets Real-Time Underwriting

Learn how forensic intelligence and behavioral signals reveal hidden underwriting risk in real time, enabling faster, more confident decisions while improving speed-to-issue and straight-through processing.

SAPIENS INSIGHTS SESSIONS

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About this Session

Traditional underwriting can only assess what applicants choose to disclose. This Sapiens Insights Session explores how forensic intelligence and behavioral signals reveal hidden risk signals in real time, helping you improve underwriting accuracy without sacrificing speed. You’ll learn how insurers are operationalizing these capabilities to strengthen decision-making, accelerate speed-to-issue, and enhance straight-through processing.

What to Expect

A practical look at how behavioral and forensic signals enhance underwriting visibility
Examples of real-time underwriting intelligence improving speed-to-issue and STP
Insight into deploying advanced underwriting capabilities to drive measurable impact without disrupting existing systems

Reserve your place for this complimentary Sapiens Insights Session and join the conversation.

DETECT HIDDEN UNDERWRITING RISK

Identify non-disclosure and hidden exposures beyond traditional application data

ACCELERATE DECISIONS WITH CONFIDENCE

Improve speed-to-issue and STP with real-time underwriting intelligence

DRIVE GROWTH WITHOUT DISRUPTION

Deploy advanced underwriting capabilities without overhauling core systems

Key Takeaways

Meet the Experts

Woody Klemmer
Head of Growth, ForMotiv

Woody Klemmer is the Head of Growth at ForMotiv, a behavioral data science platform that analyzes the digital body language of online insurance applicants to identify non-disclosure, material misrepresentation, and underwriting risk, while predicting purchase intent to improve bind and placement rates. Prior to ForMotiv, Woody started an on-demand staffing platform that was acquired in 2017.

Jason Kozlowski
Manager of New Business and Product Strategy, Sapiens

Jason has more than 20 years of experience assessing client business needs, determining strategic solutions, developing execution plans, and evaluating market direction. He has helped numerous life insurance carriers achieve their business transformation goals and is extremely passionate about many of the recent advancements in the industry.