Pre-Built, Customizable Models

Based on industry standards, ready for quick deployment.

Plug-and-Play Integration

Accessible via API web service, compatible with any LOS. 

Rapid Implementation

Launch your first project in weeks and see immediate ROI.

Trusted by: 

Slash implementation time from weeks to hours with our decision intelligence platform.

How long does it take to implement changes to your lending criteria?

Interested in learning more about decision intelligence for mortgages?

Pre-built, Customizable Models

Based on industry standards, ready for quick deployment 

Accessible via API web service, compatible with any LOS. 

Plug-and-Play Integration.

Launch your first project in weeks and see immediate ROI.

Rapid Implementation

Interested in learning more about Decision Underwriting Accelerator?

Transform your mortgage operations today. Schedule a demo to see how Sapiens Decision can slash implementation time, empower your team, and ensure flawless, audit-ready lending decisions.

Self-Service

Empower mortgage analysts to directly implement lending criteria through intuitive no-code tools featuring GenAI assistance and drag-and-drop interfaces that underpin genuine self-service capabilities.

Transparency

Gain complete transparency across your lending process and eliminate compliance blind spots with fully traceable decision paths and documented logic.

Accuracy

Ensure flawless lending decisions that enforce your most up to date  lending policies. Automatic validation through a methodology-driven approach prevents logic errors.

Additional Benefits

Sapiens Decision enables self-service empowers analysts with no-code tools while ensuring transparent, traceable, and error-free lending decisions that enforce lending policies.

How Decision Intelligence Accelerates Mortgage Ops

Define conditions for decision

  • Applicant income, employment, assets 
  • Property location, flood zone status, title 
  • GSE conformance, rate lock, LTV

#1

Create decision models

  • Define each factor required for decision 
  • Document relationships and dependencies 
  • Based on TDM, and DMN compliant

#2

Test and deploy models

  • Eliminate logic gaps, overlaps and conflicts 
  • Test all decisions to ensure model integrity 
  • Deploy error free performant code

#3

Call Decision-as-a-Service

  • API web service call for decision
  • Integrate with any application 
  • Scale to the enterprise

#4

How the Mortgage Accelerator Works

Learn More

Streamlining Mortgage Operations:
Case Studies in Decision Maanagement for Automation and Exception Handling

Explore how decision automation transforms mortgage operations, reducing costs, improving compliance, and enhancing speed across loan origination, servicing, and investor eligibility processes.

Case Studies

Mortgage Solutions

Sapiens Decision automates mortgage decision-making, reducing IT dependency, enhancing compliance, and streamlining loan processing for faster, more efficient operations.

Brochure

Mortgage Industry Transformation 

In this podcast, we explore how new mortgage tech is transforming the industry with greater transparency, efficiency, and compelling customer experiences.

Podcast

Automated Decisioning for Today’s Mortgage Manufacturing Challenge

Sapiens Decision transforms mortgage origination by centralizing and automating decision-making, reducing IT dependency, and streamlining loan approvals. This solution enables faster processing, improved compliance, and a better user experience across systems. 

Whitepaper

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Trusted by People and Businesses Worldwide

Copyright © 2025 Sapiens International. All Rights Reserved. | Legal Notice | Privacy Policy

Copyright © 2025 Sapiens International. All Rights Reserved. | Legal Notice | Privacy Policy

Create the perfect mortgage, fully automated and exception free!

Transform complex lending decisions into streamlined processes to accelerate your business.

Freddie Mac

"Our decision logic is no longer embedded in code, it all goes into Decision and is managed as a business asset, and with automation we can now make a rule change all the way to production in one day."

Ankit Goel, VP, Data & Analytics | Freddie Mac

US Bank

"Decision is central to what we want to do to help enable our business and enable our customers to have the easiest possible experience in getting a mortgage."

Sarah Helton, VP Change Management Delivery | US Bank

Solution to Automate Rules

Serco needed a solution to automate rules embedded in lengthy policy manuals. Sapiens Decision transformed disconnected documents into a central repository, providing transparency and consistency while enabling quick adaptation to policy changes and more efficient public service delivery.